银行业和财务通讯： - 7月06日 - 2015年7月10日

TopNewsRBIreleasesdraftguidelinesapprovalofacquisitionortransferofcontrolofNBFCsTheReserveBankhaspublishedguidelinesforobtainingpriorapprovalofRBIincasesofacquisition.TherepresentationswerereceivedfromtheindustryandthecommentsreceivedontheDraftDirectionsissuedonMarch30,2015.RequirementofpriorapprovalofReserveBank（ⅰ）此

后，priorwrittenpermissionoftheReserveBankshallberequiredforanytakeoveroracquisitionofcontrolofanNBFC，whichmayormaynotresultinchangeofmanagement;

anychangeintheshareholdingofanNBFC，includingprogressiveincreasesovertime，whichwouldresultinacquisition

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transferofshareholdingof26percentormoreofthepaidupequitycapitaloftheNBFC

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ReadMoreGovernmenttoimplementFATCAtotakeoveronBlackMoneyIndi​​aistakingcuesfromUSonhowtotackletheoffshoretaxevasionproblem，withthesigningoftheaccordknownasFATCA.ThelawwasinkedbyRevenueSecretaryShaktikantaDasandUSAmbassdorRichardVerma.FATCAwillbesubjectedtocoverallfreshaccountsopenedbyIndi​​anFinancialInstitutionsstartingfromJuly1,2014.Alsotheyarerequired

？toshareallthenecessarydatawiththegovernmentinregardstoalltheaccountthathasbeenfiledfromJuly1tillDecember31,2014，allowingthegovernmenttosharethisdatawithUSbySeptember30,2015

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ReadMoreWorkinginUS

Declare401ktoIndianauthoritiesBlackMoneyLawintroducedbytheBJpgovernmentissettoproceedfurtherwithitsregulations.ThelawwhichcameintoeffectonJuly1，statesthat，anyonewhohasworkedinUSandheldan401kaccountmightberequiredtoinformtheIndiantaxauthoritiesorwillsufferseverepenaltiesunderthelaw.Softwareprofessionalandotherswhohaveworkedoverseashastodeclareitsrightinvestmentplanwhetheritis401korIRAaccounts，totheIndianlegalityauthoritiesassuchassetswouldbeconsideredasforeignasset

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ReadMoreAssetquality，weakcapitalhurtperformanceofstatebanksector;印度的“S国有银行部门FitchpositiveonFY16The表现在2015财年仍然挑战（结束2015年3月），根据惠誉评级的资产质量和资本疲软的资本持续压力“印度银行报告卡FY15于2015年7月6日发布。每年都会大幅增加资本需求，直到199财年。在短期内，几乎没有有意义的盈利恢复，尽管强调资产可能已达到顶峰，但不稳定的不达到不良的资

产。尽管宏观图片逐渐改善，但FY15的印度银行的困难年度是表现较弱的。特别是国有银行仍然面临着资产质量的压力，在调整的基础.... ReadMoreDomesticNewsRBIclarifiesininvestmentinfirmsengagedintobacco-relatedactivitiesAccordingtoRBI，foreigndirectinvestmentisprohibitedinmanufacturingofcigars，吕宋烟，cigarillosandcigarettes，oftobaccooroftobaccosubstitutes.Itisclarifiedthattheprohibitionappliesonlytomanufacturingoftheproductsmentionedthereinandforeigndirectinvestmentinotheractivitiesrelatingtotheseproductsincludingwholesalecashandcarry，retailtradingetc.shallbegovernedbythesectoralrestrictionslaiddownintheFDIpolicyframedbytheDepartmentOfIndustrialpolicy和推广，MinistryofCommerceandIndustry，GovernmentofIndiaandintheSchedule1ofForeignExchangeManagement（TransferorIssueofSecuritybyapersonResidentoutsideIndia）条例下降的获利能力和资本弱化，2000asaMendedFromTometotime .... ReadmoreFpogoodwayToraiseCapitalforpsbs：rbidygovernorrbideputygovernorrgandhihasaidthatpublic eckerbanks（psbs）areinneedformorecapi TAL，andFpOs（followonpublicoffer）areagoodwaytoraisemoneyforthestrengthingtheirbalancesheets

“NeedhighercapitalisationinpSUbanksforbalancesheetgrowth，dealingwithNpAs.Needcapitalinfusionforthreethings

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tomeetBaselIII，betterprovisioningandimprovingbanksbusiness”。hesaid ....

ReadMoreDCBbank，BITSpilanistagestartupcompetitionConquest2015DCBBankpartneredwithBITSpilanitoorganisethefirstlegofaninternationalstartupconclave， 'Conquest2015'，inMumbai，featuringcloseto40entrepreneursalongwithmentors，angelinvestorsandventurecapitalists.Startupshaveafabulousopportunitytotakeforwardtheirbusinessideaandplansandcompetetocatchtheeyeofpotentialinvestors.Theannualeventinvitesstartupstogetassessedontheirideaandbusinessplan，itorganisesmentoringsessions，italsogivesaplatformforstartupstopitchandnetworkwithpotentialinvestors.AfterMumbai，

TheEventWilltravelTonewdelhi，班加

罗尔鲁

（BengaluruandhyderabadthroughJuly ....

ReadmorehdfcbankimplementsBusinessContinuityPlementsBusinessContinuityProgramHDFC银行

，印度

最大的

私人银

行之一已经开始了B以其关键的IT应用程序的明确连续性计划。与萨诺维合作，HDFC银行已达到核心申请恢复时间造成的50％减少，钻头窗口减少50-60％，服务级别协议减少80％（SLA）（RPO）跟踪时间，以及65 -70％的业务损失避免由于生产emergency.ThebankhasbeenmaintainingtheBCMCertificateofBS25999forthepastthreeyearsandwasawardedtheISO22301：2012certificateinMarch2014.SanoviDRMhasbeenakeyenablerinthebank'sjourneyfromITRecoverytoResiliency .... ReadMoreDenaBankhikesinterestratesonFCNR（B）/ RFCtermdepositeffectivefromJuly1DenaBank，India'strustedfamilybank，hashikeditsrateofinterestdownwardonFCNR（B）/RFCtermdepositwitheffectivefromJuly1,2015.ForFCNR（B）depositsof3yearstolessthan4years，inUSDollarterms，在那里的意图4.31％AscomparedTo3.25％以前妥善了福利缺失来自4,2015.Forfcnr（b）Depositsof4Yearstolessthan5years，InustratearsArtms，其中interestrateArt3.59％AscomparedTo3.49％以前

的缺

陷效

果3,2015

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ReadmoreyesBankpartnersWithcitr

ixYesBank，India'sfifthlargestprivatesectorBanktodayannouncedtheadoptionofCitrixWorkspaceCloudandNetscalerADCtoempowerworkforcemobilityandensurefasterrolloutofnewbranches.Withthisadoption，Yesbanksetsanewstandardofservicedeliverymanagement，allowingsecureandcontrolleddeliveryofallenterpriseandcloudservicestomaximizetheenduserexperienceincludingmobileclients.RecognizedamongsttheTopandFastestGrowingBanksinvariousIndianBankingLeagueTables，Yesbankhasawidespreadbranchnetworkofover630branchesacross375cities，with1200

+

ATMsacrossIndia.Theorganizationhadsteadilyexpandeditsfootprintovertheyearsandthereforemanagingalargenumberofemployeedevices，servicedeliverynetworkwasakeyaskfromatechnologypartner

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ReadMoreICICIBankupgradesitsmobilebankingapp，offersmorethan100servicesICICIBankhasupgradeditsmobilebankingapp'iMobile'bytakingthetotalnumberofservicesthattheuserscanavailoftoover100，themostbyanyIndi​​anbank.Ahostofthenewservicesareunprecedentedintheindustry.The首个，其独一无二的产品启用风俗ERS享受双重登录的便利性，从应用程序内与银行的呼叫中心联系，没有任何进一步的身份验证，从ATM中取出现金而不使用一张卡，频繁交易作为收藏夹，查看应用程序本身中所有帐户的集成详情以及从谷歌现在获得警报。在 '所有新iMobile' 还配备了最好的一流的安全功能.... ReadMoreUjjivanfinancialservicespartnerswithIBM＆EquifaxtoexpandbusinessBangalorebased“UjjivanannounceditsengagementwithIBM＆EquifaxonDataWarehousing，商业智能（BI）Analytics.ItcombinesthedataminingcapabilityofIBM'stoolandEquifax'sindustryknowledge＆bureaudatatooptimizebusinessvalue＆adoptrelevantmodelsofproduct＆riskmanagement.Ujjivanwillbeabletocustomizeitsofferingsandservicestocustomersegmentsbasedonaclient360°view.Withthispartnership，UjjivanjoinstheeliteleagueoffinancialinstitutionsthatareusingsophisticatedBItoolsfortheirbusinessdecisionmaking.Ridingonthisventure，Ujjivanwillbeabletotapbusinessopportunitiestimely，managecreditriskeffectively＆designproductsbasedoncustomerbehaviouralpattern。 ... Readmoreyesbankraisesrs.554.2CrorefromLeadinginvestorsyesbank，India'S5ThlargetPrivate ectorbank，Hassuccessfullraisers.554.2CroreofBaseliiicomplanttieriibonds.theissuewasratedicraaa

+ HybbysiCraandcareaa

+ ByCare.theissue

closedonJune29,2015andwitnessedstrongdemandfromleadinginvestorsincludingseveralInsurancecompaniesandpension＆providentFunds，resultinginatotalsubscriptionofRs.554.2crore.ThesaidbondsarelistedontheBombayStockExchange（BSE）andwereraisedatacouponrateof9.15％，withatenorof10years ....

ReadMoreSBImaydelay $

1.5 bnbondsaleStateBankofIndiamaydelay

$ 1.5bnoverseasbondissuanceprogrammeasaresultofGreekdebtcrisis，accordingtoreports。

“ThereisvolatilityintheglobalmarketduetoGreekissue，” seniorSBIofficialsaidreportedlysaid.Thebankwasinprocessofholdingroadshowsfortheissuanceofoverseasbond.AxisBankenablesitsMobileBankingcustomerstoseamlesslytransactwithApple's'TouchID'AxisBank，India'sthirdlargestprivatesectorbank，

unvesiledthe'touchiz'-aonetouchauthenticationfortransactionsthroughsmobileappppp.bankcustomersusingappleiphone5sandabovannowcompletetheirfinancialtransactionsuchasbillpaymentsuchasbillpaymentsuchasbillpayments，mobilerechargeandfundstransingthisfeature.oncethecustomer'sfingerrintingsetupontheaxismobileapp，它们

tfinancialtransactionsbyeitherusingTouchIDortheirmpIN.ThebankhasalsolauncheditsbankingapplicationforAppleWatch.CustomersneedtomerelysynctheAxisMobileappwiththeirAppleWatchtochecktheirsavingsaccountbalance，viewlastfivetransactionsandnotifications，accessthe'NearMe'featureandsearchforATMs /

分支/

Offersneartothemwithoutanyadditionalauthentication ....

ReadMoreYESBANKAllieswithTaisystoleadingDigitalEmpowermentofMobileBankingAsIndiaprimeMinisterNarendraModi “sannounced”

DigitalIndiaprogram “aimedtotransformIndiaintoadigitallyempoweredsociety，TaisysTechnologiesdeclareditsstrategicpartnershipwithYESBANK，

印度” 印度s5thlargestprivatesectorbankandcollaborationwithNpCItoenterintotheIndianmarket.Taisys和Yes银行将共同在一个平台上工作，发出超薄移动银行SIM - 来自Taisys的全球专利技术.... ReadmoreyesbankauthoriseasprimarydeAlerthereserveBankhasauthoriseyesBanklimitedToundertakePrimaryDealdealdealdevithFromectFromJuly13,2015.Yesbanklimite125.Yesbanklimite12015.Yesbanklimitewitheffectmitalwithfefectfrefectrometlywithffectfromectmarlywithffectfromectrumbullywithfectfromjuly13,2015.yesbanklimite dhadearlierrequestedReserveBankofIndiatograntitprimaryDealershipauthorisation.BankofBarodatocutbaserateby10bpsfromJuly13BankofBarodahasinformedBSEthattheBankhasdecidedtoreduceBaseRateby10basispointsfrom10.00％to9.90％andalsotoreducebenchmarkprimeLendingRate（BpLR）by10basispointsfrom14.25％to14.15％.ThereductioninbothrateswillbeeffectivefromJuly13,2015.OnJuly1，KotakMahindraBankhasreduceditsBaseRatefromcurrentlevelof9.85％p.ato9.75％paAlso，LakshmiVilasBankreduceditsbaserateby15basispoints（BPS）.... ReadmoreindusindbankunveilsitsfirstcurrengyChestinkolkataindusind银行在加尔各答揭开了其最先进的货币箱。















Rudra Narayan Kar先生，区域总监RBIINAUGUTACED ramesh Ganesan先生的货币箱，船头交易银行，INDUSIND银行与银行其他高级官员一起。在

瑞历甘肃斯坦先生，负责人民银行印度银行表示，“加尔各答的货币箱配备了最先进的现金处理设施，以满足该国东部的印度工业分支机构和ATM的需求。这将使银行分支机构能够处理更大的现金量。这与银行的客户为中心的理念线更有效地服务其客户的需求” ..... ReadMoreTavantTechnologiesjoinshandwithFremontBankTavantTechnologiesannouncedthesuccessfullaunchofFremontBank'simprovedwholesaleloanoriginationsystem.Thissuccessfulonlineapplicationlaunchwillbeinstrumentalinstrengtheningthebank'spositioninthemarketandofferimprovedexperiencetoitsbusinesspartners .... ReadMoreBOEkeepsbankrateunchangedat0.5％TheBankofEngland'sMonetarypolicyCommitteeatitsmeetingon8JulyvotedtomaintainBankRateat0.5％.TheCommitteealsovotedtomaintainthestockofpurchasedassetsfinancedbytheissuanceofcentralbankreservesat£375billion ..

..ReadMoreprepaidpaymentInstruments：RBIreleasesFinalGuidelinesonppIforMassTransitSystemTheReserveBankofIndia（RBI）todayplacedonitswebsitethefinalguidelinesonprepaidpaymentInstrumentsforMassTransitSystem（PPI-MTS）enablingtheissuanceofaseparatecategoryofsemi-closedprepaidpaymentinstrumentsformasstransitsystems.TheppI-MTSwillenhancecommuterconvenienc

eandwillalsofacilitatethemigrationtoelectronicpaymentsinlinewiththecountry'svisionofmovingtoaless-cashsociety.TheppI-MTScanbeusedwithinthemasstransitsystemsandwillhaveaminimumvalidityofsixmonthsfromdateofissue

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ReadMoreBandhanBankannouncesBoardofDirectors，unveilslogoBandhanBankLtdannounceditsBoardofDirectorstoday.TheuniversalbankwillcommenceoperationsinIndiafromAugust23,2015.HonourablepresidentofIndiapranabMukherjeewilllaunchthenewestbankofIndiainKolkataatScienceCityAuditorium.BandhanBankLtd.willbethefirstbanktobebornineasternIndiapostIndependence

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ReadMoreInternationalNewsGreeceasksfora3-yearloantermGreece寻

求从

欧元

区新

的3

年期

贷款

期限“S救助基金从经济混乱推出国家，目前，但未能提供有关如何计划加强财务的具体细节。这是一种关于加强财务的具体细节.thisdecisioncameafturonation“SmeetingthatgaveadeadleadlineofaweektogreecetocomeupwithProposalsfortecreditors，tosecurebairoutmoney.europeancouncorpresid entDonaldTuskinanewsconferencesaidthatthedeadlineforGreeceendsthisweek .... ReadMoreMoody “saffirmsSoftBank” sBa1ratingsMoody “sJapanK.K.hasaffirmedSoftBankGroupCorp。” sBa1issuerratingandseniorunsecuredratingafterreviewingresultsoffiscalyearended31March2015andincorporatingrecentdevelopments.Moody“shasalsoaffirmedtheBa1seniorunsecuredratingforBrightstarCorporation.The上所有评级展望为稳定。







与这些行动同时并与其通常的非投资成绩评级的全球实践一致，穆迪已撤回了软银的BA1发行权等级，并用BA1公司家庭评级取代了它。从发行人评级的企业家族评级的变化并不反映在软银“的整体信用质量.... ReadMoreUSLaborproposalsmaysqueezecomplexfinancialproducts：FitchproposedregulationsfromtheUSDepartmentofLaboraimedatreducingconflictsofinterestbetweencorporationsprovidinginvestment / retirementproductsandsellingagentscoulddrivesignificantrevampsofbusinesspracticesformanyregisteredinvestmentadvisors（RIA）andthefinancialadvisorsofbrokerdealers，saysFitchRatings.Asproposed，thenewstandardswouldgreatlyexpandtheuniverseofinpidualsandcorporationscoveredunderthe1974EmployeeRetirementIncomeSecurityAct（ERISA）。该劳动

部”

一个

变化看四月21个受托人提案促进了新的最佳利益标准，为退休账户和年金的投资者提供保护。拟议的规则提高了监管执法和或审判栏诉讼的风险，可能会迫使RIAS做得更多，以证明客户的产品选择确实符合史的最佳利益......再读